Terms and Conditions

Village Insurance Limited (“Village Insurance”) are a specialty direct insurance broker headquartered in Hong Kong, providing risk advisory and insurance mediation services. Village Insurance are registered and regulated under the Insurance Authority of Hong Kong (“IA”).

Terms and Conditions

 Acceptance of Terms

By purchasing an insurance policy through our website, you agree to comply with and be bound by these Terms and Conditions.

The details of the insurance policy, including coverage, premiums, and exclusions, are provided in the policy document. Please read the policy document carefully before making a purchase.

All payments must be made through the payment methods specified on our website. The policy will only be activated upon receipt of full payment.

You may cancel the policy provided that such cancellation is given in writing to the email address in the policy wording and received by us prior to the Transport operator collecting the Property.

We are committed to protecting your privacy. Please refer to our Privacy Policy for details on how we collect, use, and protect your personal information.

These Terms and Conditions are governed by and construed in accordance with the laws of Hong Kong.

Disclaimers

The information provided on our website is for general informational purposes only and does not constitute legal, financial, or professional advice.

While Village Insurance strives to ensure that the information on our website is accurate and up to date, we make no warranties or representations regarding the completeness, accuracy, or reliability of the information.

To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of our website or the purchase of an insurance policy.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content or practices of these websites and encourage you to review their terms and conditions and privacy policies.

Changes to Terms and Conditions

We reserve the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our website constitutes your acceptance of the modified Terms and Conditions.

I acknowledge and agree to the collection, use and disclosure of my personal data which has been provided for the purposes of procuring insurance products & services as per the terms in Village Insurance Personal Data Protection Statement.